You are invited to review this privacy statement and disclaimer to learn about the steps we have taken to ensure the appropriate handling of your personal and financial information, and the level of liability that we are willing to assume in order to guarantee the highest standards of security to you, our customer.

Privacy Statement

This privacy statement sets out our policies and demonstrates our commitment to your financial privacy. We may change the content or services found on our Site at any time without notice, and consequently our privacy policy may change at any time in the future. Your agreement to revisit this Web site and to consistently review this Disclaimer and Privacy Statement will mean that you agree to any changes that are made.

This statement contains guidelines that have been prepared so that our customers and visitors to our Web site understand our commitment to personal privacy.

Disclosure of Privacy Principles to Customers

At Cayman National, we place a great deal of importance on the financial relationships we work so hard to build. We understand that privacy is important. We are committed to safeguarding your confidential information with the same care that we use to protect information obtained from transactions through any other vehicles of delivery.

Your Privacy on Public Areas of the Site

When using the public portion of the Web site you are not required to provide us with any personal information and we do not monitor or collect any personally identifiable information from you. Although we may track the number of users who visit areas of the Website, this tracking will not identify you.

Your Privacy on Password Protected Areas of our Site

If you register to use the password protected portions of our Site, we will ask you to provide us with certain data about yourself. We maintain strict security standards and procedures in order to prevent unauthorised access to your data by anyone, including our staff. We use state of the art technologies including, but not limited to, data encryption, fire walls and server authentication to protect the security of your data. All affiliated third parties and staff members will be required to observe similar privacy standards and to allow us to audit them for compliance.

Use and Retention of Customer Information

In order to identify and communicate with you via our online banking area, we may collect, and retain information about you. This information will be used to provide you with information about our products and services, to help us respond to specific questions that you ask, and to provide you with information that may be of interest to you. We may also use this information to help us comply with laws and regulations that apply to us.

Maintenance of Accurate Information

Cayman National is committed to keeping its customers' account information accurate, current and complete. Procedures have been established to help ensure this information is correct, and in the event that it is not, we will research and resolve discrepancies as quickly as possible.

Employee Access to Information

This privacy policy statement is provided to our employees during orientation training and staff are frequently reminded of these obligations (in keeping with local regulations). Employees are instructed never to divulge financial information or records of a customer to anyone outside the organisation. Employee access to personally identifiable information is limited by their need to know to properly transact bank business. Employees are trained to recognise the importance of customer confidentiality and that the group may take disciplinary measures to enforce those privacy responsibilities.

Protection of Information via Established Security Procedures

Security standards and procedures to prevent unauthorised access to confidential information are in place. Updates to technology are implemented and regular tests are conducted to improve the integrity of our systems in protecting information.

Restrictions on the Disclosure of Account Information

Specific information about customer accounts or other personally identifiable data is not revealed to unaffiliated third parties for their independent use, except in the event of bona fide due diligence.

Maintaining Customer Privacy in Business Relations with Third Parties

When it is necessary to contract with outside third parties to perform specific services or support group products, the vendors selected are required to adhere to the same privacy standards and applicable laws and regulations as Cayman National. In short, they must be responsible for maintaining customer confidentiality.

Disclaimer

Cayman National endeavors to ensure that the data and other material in this Web site are correct and complete, but does not accept liability for any errors, delays in content or omission from this Web site, resulting from any software or hardware which may be used on your computer or due to errors in transmission to your computer.

Cayman National does not guarantee the accuracy of information provided by third parties linked to this site. All product details, interest rates, terms, conditions and other information are subject to change at any time without notice. Terms, conditions and fees apply to the various Cayman National products and full details are available on application.

This Web site is the property of Cayman National. Replication, reproduction, redistribution and/or transmission of any information contained in this Web site is strictly prohibited without the prior written consent of Cayman National.

This Web site is for informational purposes only and does not constitute an offer or solicitation of products or services where prohibited by law. Cayman National products and services are available in the Cayman Islands and only in those other jurisdictions where they may be legally offered or obtained. We are not licensed to conduct banking business in any other jurisdiction other than the Cayman Islands.

There are no compensation or other insurance schemes in the Cayman Islands covering deposits or investments.

Access to this Web site is confirmation that you have understood and accepted this privacy statement and disclaimer.